Next Generation Lending
To provide customers with superior online credit solutions, we mix cutting-edge technology and machine learning.
Empowering Consumers
INNOVATION IN ANALYTICS
Nobody questions the power of big data these days, but the lending industry remains behind the curve.
We think it is time for that to change
Our custom models provide an amplified view of ability and willingness to repay that consistently outperforms traditional credit scores.The impact? A better financial future for millions of underbanked consumers.
What We Believe In
Our goal is to provide non-prime consumers with financial options that enable them to transition to reduced rates while they pursue prime credit.Our data science team builds adaptive, plug-and-play machine learning models to match each consumer with the product that’s right for them.
We’re making this a reality by building proprietary decision models that look beyond a traditional credit score to more accurately assess a person’s true ability and willingness to repay.
The Need
Transformative Technology
Every element of our life has the potential to be impacted by and improved by technology. The same applies to lending.
Our proprietary lending platform
We provide the groundwork necessary for us to simplify the borrowing process and revolutionize how individuals access credit online.
We’re always looking for innovative methods to provide the best possible digital borrowing experience, both now and in the future, as technology develops.